A plan for each paycheck.
See what upcoming income needs to cover—from regular bills to everyday spending and savings goals.
Paycheck-based planning
Plan. Forecast. Decide. Achieve.
A brighter way
to budget.
Your money has a story ahead of it.
Lumicentive is being designed to help you see it—with budgeting built around your paychecks and forecasting that looks ahead.
A product vision from WaterSpring Software.
A little clarity. A lot of possibility.
PRODUCT CONCEPT · SELECT TO EXPLORE
01 Make a plan02 Look ahead03 Explore what’s possible
Make room for what’s next
Today’s decisions.
Tomorrow’s possibilities.
Lumicentive’s vision brings paycheck planning and forecasting together, giving you a clearer way to think about the road ahead.
A view beyond today.
Explore how income, expenses, and what’s left over could shape the pay periods ahead.
Forward-looking forecasting
Space for your goals.
Plan toward the things that matter, including savings goals and the expenses that come around less often.
Purposeful saving
The features shown throughout this site are part of Lumicentive’s product vision. Final features may evolve.
FEATURE CONCEPTS · SELECT TO ENLARGE
See your financial tomorrow. Today.
What could
your next chapter
look like?
A different paycheck. A bigger purchase. A goal you’ve been thinking about. Forecasting is at the heart of Lumicentive’s vision for helping you explore the possibilities before making a decision.
“What if my income changes?”“How could a new expense affect my plan?”“What might be left over?”
Concept artwork illustrates a broader product vision, including features and store badges that are not currently available.
Follow the journeyDifferent journeys. Same brighter future.
Your money.
Your outlook.
Five planned themes, each with its own atmosphere. Explore the visual direction that feels like you.
Find your outlook
Sunrise
Bright. Positive. Motivating.
Rolling green hills and a warm golden sunrise. A fresh start for the possibilities ahead.
01 / 05
Explore the theme concept
A little more clarity
Good questions.
A clearer outlook.
Can I use Lumicentive today?
Lumicentive is not yet available to use. This website is a look at the product vision and concept artwork; there are no app downloads or paid plans available. You can sign up for a launch notification without creating an app account.
What is the idea behind the forecasting?
The vision connects the plan for a paycheck with upcoming pay periods. Looking at expected income, expenses, and what may be left over can help you explore how changes could affect the road ahead.
Which themes are planned?
Sunrise, Summit, Midnight, Serenity, and Orbit. Sunrise is the default visual direction; the other concepts offer different moods, from calm natural scenery to a cosmic view.
Who is building Lumicentive?
Lumicentive is a WaterSpring Software product. Learn more about the company and its products.
The journey is taking shape
Know when your
brighter outlook is ready.
Lumicentive is still in development. Leave your email and we’ll let you know when it launches.
Have a question? Talk to WaterSpring
Lumicentive
A brighter way to budget.